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Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. Interest earned on a Traditional IRA is taxed

A) at distribution.
B) prior to contribution.
C) only if there is a premature distribution.
D) during the accumulation period.

2. If an agent does NOT send a refund to a policyholder within an expectable time frame, the agent may

A) be charged interest on the refund amount.
B) be barred from seeking an appeal.
C) have his or her license suspended or revoked.
D) receive a deduction in commissions.

3. The premium mode defines the

A) premium amount.
B) premium limit.
C) method of premium payment.
D) frequency of the premium payment.

4. An agent's actions or deeds demonstrate what kind of authority?

A) apparent
B) delegated
C) inherent
D) express

5. Which of the following is a characteristic of a non-admitted Insurer?

A) A non-admitted insurer is required to submit rates for approval.
B) A non-admitted insurer is required to submit forms to the Department of Insurance.
C) A non-admitted insurer is not afforded protection by the guaranty fund.
D) A non-admitted insurer is also known as a domestic insurer.

Solutions: