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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. The commissioner may refuse to issue a license if the applicant

A) is 20-years of age.
B) provided incorrect information on licensing application.
C) has allowed an insurance license to lapse.
D) is not a resident of Pennsylvania.

2. Which section of a title insurance policy lists the rights of the insurer?

A) insuring agreement
B) exclusions from coverage
C) declarations
D) conditions

3. A chain of title is best described as

A) a grantor/grantee index.
B) an opinion of title provided by an attorney.
C) a series of conveyances of public record.
D) an historical record of liens on the property.

4. Which of the following is considered a voluntary lien?

A) Real estate tax lien.
B) Mortgage lien.
C) State tax lien.
D) Construction lien.

5. Which of the following is excluded from coverage in the standard owner's policy?

A) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage
B) any law, ordinance, or governmental regulation without filed notice
C) lack of a right of access to and from the land
D) recorded documentation on the title to real property without acknowledgment

Solutions: